Skip to content

Loaded Nachos with Beef and Cheese: The Perfect Comfort Food Recipe

  • by
Loaded Nachos

Loaded nachos are a beloved dish that originated from northern Mexico and have become a favorite worldwide. They are perfect for gatherings, game nights, or a comforting meal at home. This article will guide you through making loaded nachos with beef and cheese, including tips for selecting the best ingredients and achieving the ultimate balance of flavors and textures.

The Origins of Loaded Nachos

Loaded Nachos

Nachos were invented in 1943 by Ignacio “Nacho” Anaya, a maître d’hôtel at a restaurant in Piedras Negras, Mexico. He created the dish for a group of military wives from Fort Duncan, Texas, by layering tortilla chips with shredded cheese and sliced jalapeño peppers, then heating the dish to melt the cheese. Thus, the iconic nachos were born.

Essential Ingredients

To make loaded nachos with beef and cheese, you’ll need the following ingredients:

  • Tortilla Chips: Choose sturdy, thick-cut chips to hold the toppings without getting soggy.
  • Ground Beef: Use lean ground beef for a hearty and flavorful topping.
  • Cheese: A blend of cheddar and Monterey Jack provides the perfect melt and flavor.
  • Beans: Black beans or refried beans add texture and depth.
  • Jalapeños: Fresh or pickled jalapeños bring a touch of heat.
  • Tomatoes: Fresh, diced tomatoes add a burst of freshness.
  • Onions: Sautéed onions add sweetness and complexity.
  • Sour Cream: For a creamy contrast.
  • Guacamole: Adds richness and a cool, creamy texture.
  • Cilantro: Fresh cilantro adds a burst of herbal flavor.
  • Lime: Fresh lime juice brightens the dish.
  • Optional Toppings: Olives, corn, bell peppers, or any other preferred toppings.

The Recipe Of Loaded Nachos

Loaded Nachos

Step 1: Preparing the Ground Beef


  • 1 lb lean ground beef
  • 1 small onion, finely chopped
  • 2 cloves garlic, minced
  • 1 packet taco seasoning or homemade blend (cumin, paprika, chili powder, oregano, salt, pepper)
  • 1/4 cup water


  1. In a large skillet, heat a drizzle of oil over medium-high heat.
  2. Add the chopped onion and garlic, sautéing until fragrant and translucent, about 2-3 minutes.
  3. Add the ground beef, breaking it up with a wooden spoon, and cook until browned and cooked through, about 7-10 minutes.
  4. Drain excess fat if necessary.
  5. Stir in the taco seasoning and water, reducing the heat to medium-low. Let it simmer for another 5 minutes until the flavors meld together.

Step 2: Preparing the Cheese Sauce


  • 2 cups shredded cheddar cheese
  • 2 cups shredded Monterey Jack cheese
  • 1 cup milk
  • 2 tablespoons butter
  • 2 tablespoons flour
  • Salt and pepper to taste


  1. In a medium saucepan, melt the butter over medium heat.
  2. Whisk in the flour to form a roux, cooking for about 1-2 minutes until slightly golden.
  3. Gradually whisk in the milk, ensuring there are no lumps.
  4. Continue to cook, stirring constantly, until the mixture thickens, about 5 minutes.
  5. Reduce the heat to low, then gradually add the shredded cheese, stirring until completely melted and smooth.
  6. Season with salt and pepper to taste. Keep warm on low heat, stirring occasionally.

Step 3: Assembling the Loaded Nachos


  • Prepared ground beef
  • Cheese sauce
  • Tortilla chips
  • Black beans or refried beans
  • Fresh diced tomatoes
  • Sliced jalapeños
  • Sautéed onions
  • Optional: olives, corn, bell peppers


  1. Preheat your oven to 375°F (190°C).
  2. On a large baking sheet or oven-safe platter, spread a generous layer of tortilla chips.
  3. Evenly distribute half of the ground beef and beans over the chips.
  4. Drizzle a portion of the cheese sauce over the toppings.
  5. Add another layer of tortilla chips and repeat the topping process.
  6. Place the nachos in the oven and bake for 10-15 minutes, or until the cheese is bubbly and the edges of the chips are slightly toasted.

Step 4: Adding Fresh Toppings


  • Sour cream
  • Guacamole
  • Fresh cilantro, chopped
  • Fresh lime juice


  1. Remove the nachos from the oven and let them cool slightly.
  2. Dollop sour cream and guacamole over the top.
  3. Sprinkle with fresh cilantro and a squeeze of lime juice.
  4. Serve immediately.

Tips for Perfect Loaded Nachos

Loaded Nachos
  • Layering: Ensure even distribution of toppings by layering chips and toppings in multiple layers.
  • Cheese: Use freshly grated cheese for better melting compared to pre-shredded cheese.
  • Crispiness: To prevent soggy nachos, preheat the chips in the oven for a few minutes before adding toppings.
  • Customization: Feel free to customize your nachos with your favorite ingredients like bell peppers, corn, or even a drizzle of hot sauce.
  • Freshness: Add fresh toppings like sour cream and guacamole just before serving to maintain their texture and flavor.

Variations and Customizations

Loaded Nachos

Nachos are versatile, and you can customize them in many ways. Here are a few ideas:

  • Chicken Loaded Nachos: Substitute the ground beef with shredded rotisserie chicken or grilled chicken breast.
  • Vegetarian Loaded Nachos: Omit the meat and load up on beans, corn, and a variety of vegetables.
  • Seafood Loaded Nachos: Use shrimp or crab for a coastal twist.
  • Breakfast Loaded Nachos: Top with scrambled eggs, bacon, and breakfast sausage.
  • Sweet Potato Loaded Nachos: Use thinly sliced sweet potatoes instead of tortilla chips for a healthier option.

Nutritional Information

Loaded Nachos

Here’s a rough breakdown of the nutritional information for a serving of loaded nachos with beef and cheese (serving size: approximately 1/8 of the recipe):

  • Calories: 450-500 kcal
  • Protein: 25-30g
  • Carbohydrates: 35-40g
  • Fat: 20-25g
  • Fiber: 5-6g
  • Sodium: 800-900mg

Pairing Suggestions

Loaded nachos pair well with various beverages and side dishes. Here are a few suggestions:


  • Beer: A cold lager or IPA complements the flavors well.
  • Margaritas: The citrusy tang of a margarita balances the richness of the nachos.
  • Soda: A classic choice like cola or lemon-lime soda.

Side Dishes:

  • Mexican Rice: A flavorful rice dish makes a great accompaniment.
  • Refried Beans: Additional beans on the side add to the meal’s heartiness.
  • Salad: A simple green salad with a light vinaigrette offers a refreshing contrast.


Q1: Can I make nachos ahead of time?

A: While you can prepare some components ahead of time (like cooking the beef and making the cheese sauce), it’s best to assemble and bake the nachos just before serving to ensure they remain crispy.

Q2: What’s the best way to reheat leftover nachos?

A: Reheat nachos in the oven at 350°F (175°C) for about 10-15 minutes to restore their crispiness. Avoid using the microwave, as it can make the chips soggy.

Q3: Can I use other types of cheese?

A: Absolutely! Feel free to experiment with cheeses like pepper jack, queso fresco, or even a smoky gouda.

Q4: How can I make nachos spicier?

A: Add more sliced jalapeños, use a spicier taco seasoning, or drizzle with hot sauce or sriracha for extra heat.

Q5: Are there healthier alternatives for tortilla chips?

A: Yes, you can use baked tortilla chips, sweet potato chips, or even make your own chips using whole wheat tortillas.


Loaded nachos with beef and cheese are a delightful culinary creation that brings together a symphony of flavors and textures. From the crunchy tortilla chips to the savory beef, creamy cheese, and fresh toppings, every bite is a burst of deliciousness. Whether you’re making them for a party, a casual get-together, or simply to enjoy a comforting meal at home, this recipe is sure to be a hit. Remember, the key to perfect nachos is in the quality of the ingredients and the love you put into making them.

Leave a Reply

Your email address will not be published. Required fields are marked *